To anyone in the hospitality industry on the glide path to retirement, it is becoming clear that today’s retirees are facing a completely different set of challenges than prior generations. This is the first generation in which retirees are carrying mortgages and other debt into retirement. And the hospitality industry has its own set of challenges. According to a PEW report, a mere 34 percent of companies in the leisure and hospitality industry offer retirement plans, with…